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Discover innovative financial solutions with CreditPlus
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Contact our sales team
Buyer
Buyer
Supplier
Connectivity that speeds up your working capital
We fully understand the broader ERP ecosystem, so everything fits together intuitively within your native environment, SAP or otherwise.
Bank
Payables
Free up cash through your supply chain with a solution that flexibly combines the power of Supply Chain Finance, Factoring, and Dynamic Discounting.
Recievables
A single, user-friendly platform for turning your accounts receivable into cash to improve your balance sheet and insulate against inflation.
Inventory
Assure supply, preserve cash, and improve on-time customer delivery.
For Suppliers
Get paid early
Receive early payment from your customers on outstanding receivables and use the cash to meet your working capital needs.
Access cheaper financing
By leveraging on the buyer risk and credit limit offered by the funders
Create predictability in collections
Financing your business isn’t always easy. Many traditional methods involve significant amounts of paperwork and, if you’re a small business, you may not have access to the funds you need.
For Corporate Buyers
Strengthen & grow relationships with all
– not just key – suppliers
Extend payment terms & improve commercial terms
For Banks & Funders
Offer short-term finance based on an irrevocable payment undertaking
Attract & retain key clients with flexible working capital products
Strengthen long term relationships
Access new opportunities
Reverse Factoring
WE enable suppliers to sell their receivables to funders without recourse
Dynamic Discout
We enable suppliers & buyers to get better terms
Factoring
Our Services
We enable suppliers to get cash from funders
What is Reverse factoring?
Payables Finance – or Reverse Factoring – allow buyers offer an early payment option to their suppliers based on approved invoices.
Suppliers sell/reassign the invoices to a third-party funder in exchange for a discounted early payment. Buyers then pay the full invoice value to the third-party funder on maturity date - typically under an Irrevocable Payment Undertaking.
Linking a buyer, their supplier, and a funder, Payables Finance reduces the corporate’s supply chain risk and expands the supplier’s finance options.
How it works ?
6
Pay full invoice value at maturity date of invoice
3
Invoice approval +
Payment instructions
Buyer
Funder
4
Offers early payment
2
Order delived & invoice issued
If supplier chooses early payment, funder purchases/assigns receivables & Pays discounted value
5
1
Submit order
Supplier
Why Choose us?
End - to end customer onboarding
Dashboards & Reporting
internal workflows & control
APIs connection
Customer-facing portals
Automatic reconciliation
Frequently asked questions
How do I get started with Credit Plus?
Getting started is easy. Simply sign up on our platform, complete the required registration details, and verify your business information. Once your account is set up, you can start managing your invoices, selecting financing options, and optimizing your cash flow.
What fees are associated with using Credit Plus?
Our platform is designed to be transparent with no hidden fees. The costs depend on the type of financing you choose and the terms agreed upon. We offer competitive rates and provide a detailed breakdown of any costs before you commit.
How long does it take to receive funds once an invoice is approved?
Once an invoice is approved on our platform, funds can typically be disbursed within 24 to 48 hours, ensuring you have quick access to the working capital you need.
Can I use Credit Plus if my business is located outside Jordan?
Currently, our platform focuses on businesses within Jordan. However, we are looking to expand to other markets in the MENA region soon.
How does Credit Plus ensure transparency and trust among all parties?
Our platform is built on transparency and trust. We provide real-time tracking of transactions, clear communication, and full visibility into the financing process for all parties involved. Additionally, we partner with reputable financial institutions and investors to ensure the highest standards of service.
How can Credit Plus help my business?
Credit Plus simplifies the supply chain financing process by offering a digital platform that allows businesses to manage all their invoice financing needs quickly and efficiently. Whether you're a small or medium-sized enterprise (SME) or a large corporation, we provide flexible financing options that improve cash flow, enhance supplier relationships, and promote growth.
Who can use Credit Plus?
Our platform is designed for SMEs, large corporations, suppliers, and investors looking to optimize their working capital. If you are a business looking to manage cash flow better or a supplier seeking early payments for invoices, Credit Plus can help.
What types of financing are available on the platform?
We offer a range of supply chain finance solutions, including invoice factoring, reverse factoring, and dynamic discounting. Each solution is tailored to meet the unique needs of businesses and suppliers, ensuring maximum flexibility and benefits.
Is my data safe on your platform?
Absolutely. We take data security seriously and implement the latest encryption technologies and security measures to protect your information. All transactions on our platform are secure and comply with relevant data protection regulations
Contact our team
079 600 8 900
info@credit-plus.me
King Hussien Business park
Bldg7, Amman - Jordan